XBank was created to move beyond the usual thought leadership pieces and get into the nuts and bolts of digital transformation – to prove why it's essential and show you the steps to getting it done.
The story unfolds in the form of podcasts, video series, spotlight features, real banking solutions, research initiatives and more.
Publicis Sapient's unique transformation model is a three-pronged approach designed to reduce costs, increase efficiency and create opportunities for growth.
To reach all of their business goals in the short, medium and long term, banks should adopt a diversified blend of Evolve, Jump and Attack. This allows them to not just improve the existing organization, but also leverage gaps in the market to create a new revenue stream and lead new product and service offerings.
Diversified digital investments deliver strong P/E premiums but also high returns. The exact golden breakdown in investments for a company is unique based on factors like its industry, competitive positioning and stage of development, but an approximation of the 70-20-10 rule is a good starting point.